Transforming Healthcare.
Improving Benefits.

Masonry Health designs transparent, sustainable strategies that replace outdated but well recognized healthcare models – delivering better care at a lower cost for organizations and their people.

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Traditional Healthcare Plans  Are Failing Organizations

Year after year, major carrier plans deliver average benefits at premium prices. Meanwhile, brokers often profit when premiums rise. Today, employers have the opportunity to break free from this cycle — offering premier health plan designs that provide better value and financial efficiency.

is the average employer family premium in 2025. ^ᵅ

$ 0

of working-age adults are underinsured. ^ᵝ

0 %

of employees would leave for better health benefits. ^ᵞ

0 %

of workers delay care because they’re not sure it will be covered. ^ᶲ

0 %

ᵅ: KFF Employer Health Benefits Survey, 2024–2025 projections. KFF reported family premium increases of ~26% between 2019–2024.

ᵝ: Commonwealth Fund 2024 Biennial Health Insurance Survey: 23% of working‐age adults are underinsured. Two‐thirds of underinsured adults are covered through employer-sponsored plans..

ᵞ: SureCo “State of Employee Health Benefits Report” (2024): 60% of employees would leave for better benefits; 38% are actively searching for jobs with better benefits.

ᶲ: SureCo “State of Employee Health Benefits Report” (2024): Nearly half of employees report delaying or avoiding preventive or needed care due to uncertainty over coverage.

Skyrocketing Costs

Traditional logo plans charge 250%¹ of Medicare rates on average, leading to unsustainable premium increases year after year.

Lack of Transparency

Organizations often discover large claims only after money has been deducted from reserve accounts, with little proactive communication from brokers.

Limited Innovation

Status quo approaches fail to leverage market advantages or implement cost-saving strategies, resulting in steadily increasing claims.

1: https://employerptp.org/studies/pt5/

Health Plan Experiences:

The Breaking Point

Initial Concerns

"We weren't getting much innovation, many ideas, or many of the advantages that were in the market, and we were seeing our claims ticking up slowly."

Unexpected Crisis

“Our CFO called me one morning and said, 'We just had a million dollars deducted from our reserve account. Do you know what's going on in the claims right now?”

Lack of Support

"Our stop loss provider decided not to pay us. We had to hire outside counsel to help us understand what was going on."

Seeking Solutions

"That led us to the decision that we need to get into a different approach for our healthcare benefits."

Proven Results:
The Goodwill Central Texas Case Study

After years of rising healthcare costs and ineffective cost-shifting measures, Goodwill Central Texas adopted a tailored customized healthcare plan. By no longer overpaying for healthcare services, Goodwill Central Texas was able to remove HMO restrictions lower deductibles, and provide free primary care, non-emergent procedures, and a free drug tier. The plan has delivered sustainable cost control while significantly enhancing employee health and satisfaction.

proposed increase for major carrier's HMO plan.

0 %

in projected major  carrier spend  for 2023.

$ 0 M

actual spend after implementing initial recommendations by Masonry Health.

0 %

Total Savings Reduction in healthcare costs while improving benefits

0 %

The Masonry health approach

Comprehensive Analysis

We analyze your current plan designs, claims history, employee demographics, and geographic distribution to identify specific opportunities for improvement and cost savings.

Custom Plan Design

We build a tailored solution incorporating the right mix of proven Medical and Rx strategies for your organization.

Seamless Implementation

Our team can help you through the entire transition from pre-open enrollment communications through the plan effective date leveraging our well-refined library of existing tools and communication elements.

Ongoing Management

If desired and on a fractional basis, we will actively manager your health plan performance with weekly claims analysis, proactive mid-year interventions and optimizations to maximize employee satisfaction and financial performance.

Ready to Transform Your
Healthcare Approach?

Contact us today to schedule a consultation and discover how Masonry Health can transform your organization’s approach to healthcare benefits.

Transforming Healthcare.
Improving Benefits.